Nothing quite like having groceries delivered right to the kitchen

With Valentine’s Day promotions already in the stores and the cold days of February fast approaching, even those of us who like to shop in person, find that buying gifts as well as necessities online offers some major advantages.

Although it does have a tendency to clutter up my mailbox, signing up for coupon alerts at my “regular stores” (Stop & Shop, Staples, Talbots) flags specials that I might otherwise have missed. You can also find free coupons and free shipping deals at sites such as freeshipping.org. Stop & Shop’s Peapod site is a great convenience in bad weather. There is a minimum order and a charge, but they deliver right to your kitchen counter.

To make sure your online experience is a happy one, here are a few guidelines to follow:

-Make certain that you are ordering from a secure site. Look for the small padlock icon usually found in the top right-hand corner of your browser URL bar or look for the “s” in the address such as htps.

-Pay with a credit, not a debit card. I keep one, no-annual-fee card, exclusively for online purchases.

-Know the return, refund, shipping and handling policies. Print the terms and keep a copy. Some stores offer free shipping if you use their charge card, but be sure to pay off the full amount as their own cards often have a higher interest rate.

-Stick to your list. It is easy to get distracted by super-cheap, final-sale offerings.

-Read the reviews. They can be helpful to let you know if certain styles run small or if the golden yellow actually has a green cast. For electronics or purchases you need to assemble, it is good to know in advance how difficult it may be. You might decide the trouble won’t be worth the effort.

-Knowing the return policy can save you money, especially if you are not sure of your size. Some stores offer a postage paid return. Locally, Land’s End merchandise can be returned at a Sears store, and you can return all L.L. Bean purchases (including new and gift items) to their outlet store in Orange.

-The Amazon website is not just for books. They carry almost every product you can think of, including cosmetics, shoes and pet supplies.

-Lastly, inspect and try on any purchases promptly. If you have a problem, inform the seller in writing and keep a copy. Follow these suggestions and you won’t care if it snows ... you’ll be shopping in your jammies.

Contact Jean Cherni, certified senior adviser for Senior Living Solutions and Pearce Plus, a helpful, full-service program for seniors contemplating a move, at jeancherni@sbcglobal.net or 15 The Ponds at 101 Hotchkiss Grove, Branford 06405.